If there is someone telling you that a foreclosure avoidance method will lower your credit by only X amount of points … beware. Your credit score is unique to you and based upon a very specific formula involving many different credit factors. What we do know for sure is that the longer we wait to seek a solution, the longer you miss payments and severely damage your credit. A short sale and a foreclosure are NOT the same.  So, are you ready to make a decision now and move forward with hopes of saving your financial future? If so, call today for a confidential free consultation to see what program you may qualify for (702) 277-0075